Move idle cash to Reserve
+$1,660/yrYou're holding $40,000 above your 60-day operating buffer in Checking. Moving it to Reserve at 4.15% APY would earn ~$1,660 over the next year.
94% confidence
Demo · Read-only
Welcome back, Sarah
Today at Sterling Family Dental
A glance at your money, claims, and what to do next.
Operating cash
$84,276.43
+2.4%vs. 30d ago
Reserve · 4.15% APY
$125,000.83
+3.8%earning $432.30 / mo
Insurance pending
$38,848.00
68 claims open
Lab + supplies due
$8,098.00
due in 7 days
What to do today
Four moves worth making this week.
Delta Dental claim aging
+$4,1803 claims worth $4,180 are past 30 days unpaid. Two have a missing-information flag — one click to resubmit.
97% confidence
Switch lab payments to ACH
−$1,440/yrYour lab accepts ACH but you're paying with card. Saves ~$120/mo in fees, no impact on rewards (lab is not a 4× category for ACH).
88% confidence
Hygiene chair utilization
+$42K/yrYour hygiene chair runs at 78% utilization. Industry top quartile is 85%. Adding 2 cleanings/week is $42K/yr.
81% confidence
Recent activity
Henry Schein — supplies
May 5 · Supplies · Clin Rewards Card
−$1,847.50
Patient payment — Patel, R. (D2740 crown)
May 5 · Patient revenue · Clin Checking
+$1,250.00
Delta Dental — claim payout
May 4 · Insurance · Clin Checking
+$3,412.00
Crown Dental Lab — April invoice
May 4 · Lab · Clin Checking
−$2,150.50
Cigna — claim payout
May 3 · Insurance · Clin Checking
+$2,180.00
Payroll — biweekly
May 3 · Payroll · Clin Checking
−$14,280.00
Financial pulse
A weighted score across cash, AR, costs, and growth.
Pulse · this month
78
+4 from April · top quartile of single-location practices
Cash
AR
Costs
Growth
Card balance
Open cards$3,287.12
Statement closes May 31 · pay-in-full autopay on
Points MTD
12,840
$ value
$128.40
Used
16.4%